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Since 2004 CMME have helped thousands of Independent Professionals get the mortgage they deserve. Whether you are a first-time buyer, moving home, remortgaging, or looking at a buy to let investment – CMME can help you unlock your true borrowing potential based on all your sources of income. Don’t accept an inferior mortgage offer, see what CMME can do for you.
First-time buyer? See how much you could borrow and get expert guidance to secure the mortgage you deserve
Looking to remortgage? Understand your options and ensure you get the best deal for your needs – that could also save you money
Take advantage of our bespoke underwriting services and experts that are as familiar with your business as our own
More choice and better value for you. Meet our specialist lenders
At CMME, we believe taking your first step on the property ladder should be an exciting and joyous time, which is why one of our experienced mortgage consultants will provide you with straightforward, clear advice that will help you understand the entire home buying process, to ensure you understand everything before moving forward.
Whether you are moving up the property ladder or relocating to a smaller property, CMME can help you throughout the process, with a home mover mortgage. Our expert consultants can secure funding at competitive rates that are not possible to access by approaching a lender directly.
Many contractors and self-employed professionals have been content to let their initial rates expire and ride out the variable rate of their lender, only really reviewing the mortgage when rates start to increase. You might not be on the best rate, we can help make sure you're your not spending money you don't need to be spending!.
Make sure your credit score/profile is healthy, get a copy of your credit score and pay off as many outstanding debts as you can. Don’t undertake credit searches before looking at a mortgage.
You’ll need 3 months personal and business bank statements, an in-date passport and/or a driving licence, proof of your earnings (contracts or trading accounts if you don’t work via contracts) and proof of your deposit.
Either save, get a gift from direct family, or look at a product like Barclay’s Family Springboard mortgage or Lloyd’s Lend-A-Hand mortgage – these are amongst several products where family members place money in a savings account connected to the mortgage. Generally, the bigger the deposit, the lower the interest rate.
Renovation and renewing your home and your attitude – whether that means moving to a new home or renovating the one you have – can help increase your happiness and wellbeing in your home. Creating spaces that inspire productivity and happiness is instrumental in this new time of work at home.
Fresh air increases the amount of Serotonin that our brains produce – the hormone that makes us happy – which means being outside will make you happier on a chemical level. In a time of lockdowns, refreshing your outdoor space can give you a much needed get-away, right at home.
Creating a separate space just for work is a great way to draw the line between work at home. Sure, working from the sofa sounds like a treat until you start feeling guilty for watching Friends over lunch. Having a home office – or any space you can separate out will help you keep your wires from getting crossed, after all, it’s called work at home not sleep at work.
We’re here to help contractors and other independent professionals get the mortgage they deserve. Call us on 01489 223 973. We’re open Monday to Thursday 9 am – 7 pm & Friday 9 am to 5 pm.
Alternatively, fill in your details below and one of our Specialist Advisers will call you back at a time that’s convenient for you.
Overcome the hurdles with our expert advice, see what CMME can do for you.
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