Get your affairs in order
CMME’s sister company, Contractor Wealth, are a dedicated team on hand to help our contractors and independent professionals like yourself in the following areas:
- Making sure you do not miss out on the tax relief that is available to you on pension and retirement planning
- Placing your assets in the right name, ownership and tax wrapper so that you legally and ethically ensure you do not pay too much tax when you want to spend your money
- Reminding you so that you do not miss out on valuable allowances that once they are gone, they are gone forever (e.g. ISAs)
Specialists in contractor wealth management
Making sure that you have covered all of your important financial planning needs isn’t easy. Contractor Wealth, are specialist financial experts who can ensure you have the appropriate planning in place.
You will have a dedicated financial adviser who will work with you every step of the way to ensure that your financial needs are met, so not only is your mortgage dealt with but so are any associated investment needs.
Our partner financial advisers offer tailored advice to ensure that you get the plans put in place that are most suitable for your needs. They can help you to plan your present and future needs based on your individual circumstances.
Contractor Wealth specialises in offering advice for contractors and freelancers, and their knowledge of how you work is extensive, so you can be sure that you are in safe hands with an adviser who understands you and remuneration structure.
Our areas of expertise
Pension Planning
Retirement planning is far too often forgotten, as many people think that there is plenty of time to think about it. However, the reality is that in order to have a comfortable retirement, you should start saving as much as you can as early as possible. Contractor Wealth’s knowledge of pension planning can help you to make the right choices to ensure that you can enjoy life in retirement.
Taxation
We know that tax is the bane of your life, so our partner is here to help lift the burden and assist you in your tax planning to ensure that you access all tax allowances and reliefs that you are entitled to. This includes income tax, savings tax and inheritance tax as well as any business taxes that you may be required to pay.
Investment Planning
They can also offer investment advice to help you build up funds for a rainy day. Whether you want advice on an investment vehicle for an interest-only mortgage, want an emergency fund for the unexpected, to save for the kids or just to keep a bit back for ad-hoc luxuries, they can advise you on the most suitable investment vehicles for your needs.
If you’re thinking about planning for the future, speak to one of our expert financial advisers.
Disclaimer
The value of pensions and investments can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Tax treatment varies according to individual circumstances and is subject to change.
Contractor Wealth Management Limited. Registered in England and Wales under No. 07773485. 3 Turnberry House, 4400 Parkway, Whitely, Hampshire, England, PO15 7FJ Contractor Wealth Management Ltd is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited, who are authorised and regulated by the Financial Conduct Authority.
Speak to an expert today
Fill out the form below to arrange a free initial consultation with one of our specialist financial advisers. Or call us directly on 01420 592 667 and reference ‘JSA’
