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Why choose CMME?

Why choose CMME?

Mortgage expertise built around independent professionals

Your working life may be different. That shouldn’t mean settling for a mortgage service that doesn’t understand you.

Since 2004, CMME has specialised in helping contractors, self-employed people and independent professionals navigate the mortgage market with advice built around their individual circumstances.

Specialist mortgage advisers Supporting independent professionals since 2004 Personal support throughout
CMME mortgage experts helping contractors and independent professionals
Made to measure Mortgage advice shaped around you, not a standard template.
The CMME difference

Specialist mortgage advice for people who don’t always fit the standard mould

We understand that income structures, contracts and careers do not always look the same. Our job is to understand your position and help you navigate the mortgage process.

01

Specialist knowledge

Our advisers understand the circumstances of contractors, self-employed clients and other independent professionals.

02

Advice built around you

We take the time to understand how you work, how you earn and what you want your mortgage to achieve.

03

People on your side

You have specialist support throughout the process, with people who understand your application and your circumstances.

04

A proven process

Specialist expertise is backed by a process developed and refined through years of helping independent professionals.

Mortgages made to measure

Your circumstances deserve more than a one-size-fits-all approach

Every client is different. Every mortgage is different.

That’s why we start by listening. We look at your circumstances, understand your objectives and identify the mortgage options that may be suitable for you.

  • Your employment and income structure
  • Your current contract or trading history
  • Your deposit and borrowing requirements
  • Your plans for the property
  • Your wider financial circumstances

We understand that different doesn’t mean difficult

Traditional mortgage processes can sometimes struggle with people whose income does not fit a straightforward employed salary.

Specialist knowledge can make the difference. Our advisers understand the contractor and independent professional market and can explain your circumstances clearly when dealing with lenders.

Discover more about our specialist contractor knowledge

People and process

Two experts supporting your mortgage journey

CMME’s service brings together specialist mortgage advice and dedicated support through the application process.

1

Your Mortgage Consultant

Your consultant takes the time to understand your circumstances, explores suitable mortgage options and provides advice tailored to your needs.

2

Your Client Services support

Once your application progresses, our client services team helps manage the process, liaising with the parties involved and keeping things moving.

We’re on your side

We’ll fight your corner

Being a contractor, running a business or building your own career takes an independent mindset. We understand that.

Our job is to represent your circumstances clearly, help identify an appropriate lending solution and support you throughout the mortgage journey.

We listen first Before discussing products, we understand your circumstances and what you are trying to achieve.
We know the specialist market Our experience helps us understand how different lenders may approach non-standard income structures.
We stay involved Our support does not stop once an application has been submitted.
We explain things clearly Straightforward mortgage advice without unnecessary complexity.
Don’t just take our word for it

See how CMME helps real clients

Explore more about our people, specialist expertise and the experiences of clients we have helped.

Client experiences

Read our client feedback

See what clients say about working with CMME and the support they received throughout their mortgage journey.

Real situations

Explore our case studies

Discover examples of the individual circumstances and mortgage challenges CMME has helped clients navigate.

Meet CMME

Meet our mortgage team

Find out more about the people behind CMME and the specialists supporting our clients.

See what CMME can do for you

Speak to one of our mortgage experts about your circumstances and find out how we can help.

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