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Broker Mortgage Success Rates Hit Record Levels

September 7th, 2017

If you’re thinking of applying for a mortgage, there’s never been a better time to apply – with the rate of mortgage approvals secured by brokers now close to 90%.

Figures released by the Intermediary Mortgage... Read More

To fee or not to fee…

To fee or not to fee…

September 7th, 2017

On 31st December 2012, the Financial Advice industry was transformed with the introduction of the Retail Distribution Review or RDR for short. This came about because the regulator at the time, the Financial Services Autho... Read More

The Rising cost of Knowledge

The Rising cost of Knowledge

August 22nd, 2017

With the latest announcement that A-level grades are going up, but at the same time an increasing number of gaps for university places, is the ever-increasing cost of university fees stopping the next generation from atten... Read More

Age of borrowers on the increase

August 11th, 2017

The age of borrowers is on the increase. In fact, studies have shown that over one-third of mortgages taken out this year won’t be fully repaid until after the borrower turns 65.*

Traditionally, the standard mortg... Read More

Ideal deposits for contractors – stick or twist?

Ideal deposits for contractors – stick or twist?

July 28th, 2017

Many contractors, freelancers, and independent professionals often depend upon 90% LTVs in order to purchase their own property.

But the availability of low deposit options is dwindling and those that are still avai... Read More

The unexpected cost of buying your first home

The unexpected cost of buying your first home

July 27th, 2017

Buying your first home is an exciting milestone. However, it’s also the most expensive purchase you’ve probably ever made.

And buying a new home can be even more expensive than you might expect. There are a whol... Read More

Availability of 90% LTVs set to fall

July 21st, 2017

Analysts and industry experts predict that, over the next three months, the lending options for buyers with a 25% deposit or less will start to decrease. The prospects for those with a deposit of 10% or less look worse sti... Read More

At Retirement Options

At Retirement Options

July 18th, 2017

For those lucky enough to be retiring, the introduction of the ‘Pension Freedoms’ Act of 2015 has suddenly made life more complex. In the past, people would have taken advice on what sort of annuity they could get, be ... Read More

Is now a good time for a contractor mortgage?

Is now a good time for a contractor mortgage?

July 14th, 2017

While the Conservative government wrangles over whether or not to drop its austerity policy, and while economic pressure is felt globally, it is good to learn that one area is doing rather well: mortgage rates.

Beca... Read More

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