April 9th, 2025
If you’ve recently set up a limited company and are looking to get a mortgage, you may have already run into some confusing advice or mixed messages.
While it’s true that mortgage lenders typically prefer ap... Read More
April 3rd, 2025
Getting a mortgage as a contractor with less than one year of accounts can feel like navigating a maze, especially if you’ve only just started your self-employed journey. One of the most common stumbling blocks is the a... Read More
March 20th, 2025
The Bank of England has announced that it will maintain the base interest rate at 4.5%, a decision reflecting its careful approach to balancing inflation and economic stability. While some had anticipated a potential cut,... Read More
February 11th, 2025
The UK property market is set for significant changes this April.
New Stamp Duty Land Tax (SDLT) rules are due to take effect soon, and while these changes impact all buyers, contractors, freelancers, and self-... Read More
February 6th, 2025
Just one month into the new year and we have some big news in the UK mortgage market.
The Bank of England has officially reduced the base interest rate from 4.75% to 4.5%, following the Monetery Poli... Read More
January 6th, 2025
For contractors and freelancers, financial planning is paramount. Unlike salaried employees, your income can be irregular, so making the right decisions about your money is crucial.
A frequent topic when it come... Read More
December 17th, 2024
The UK mortgage market in 2024 has been a landscape of gradual recovery and shifting dynamics, shaped by economic adjustments, policy developments, and evolving consumer behaviour.
For contractors and self-emplo... Read More
December 3rd, 2024
As a self-employed professional or contractor, your work-life balance looks vastly different from that of someone in a traditional PAYE (Pay As You Earn) role. Unlike regular employees, you don’t have the luxury of fixe... Read More
November 22nd, 2024
Introduction
The recent announcement of a 0.25% reduction in the Bank of England’s base rate initially brought speculation of some future respite for mortgage borrowers. However, we have rec... Read More
November 7th, 2024
Today, the Bank of England (BoE) announced a reduction in the base interest rate to 4.75%, down from 5.0%. This move, anticipated by some economists, reflects efforts to provide relief amid challenging economic condit... Read More
